VOLUNTARY LIFE & AD&D
Must be actively at work on effective date
employee must elect coverage for themselves to elect coverage for dependents
benefit amount doubles in the event of an accident which results in a dismemberment or death
if enrolling for the first time, health questions are required.
What is Life & AD&D Insurance?
Voluntary plans allow the employee to decide whether or not they want to enroll in life insurance and AD&D. The employee typically covers the premium costs for any voluntary coverage they elect. For voluntary plans, employers can typically determine a range of
coverage amounts for their employees to choose from.