
JEFF DAVIS
County Schools

DISABILITY
What is Disability Insurance?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Plan Rules:
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Eligibility: All full-time employees working 20+ hours/week
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Coverage through OneAmerica
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Employee must be actively at work on the effective date
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Employees can start/stop sick leave to get through the elimination period
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Employees do not have to exhaust sick-leave prior to receiving a benefit
Short-term Disability:
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Pays in addition to sick leave
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No health questions - Every Year! (Pre-existing condition will apply for new participants)
Long Term Disability:
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Plan does not pay in addition to sick leave
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No health questions - Every Year! (Pre-existing condition will apply for new participants)
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Contact Campus Benefits for assistance with claims.
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Call 1-866-433-7661, option 5
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